When you drive someone else’s car the 'driving other cars' extension in your insurance policy gives you the most basic insurance cover allowed by law. This is called Road Traffic Act cover, which is even less than third-party only insurance. The point is, if you have an expensive accident whilst driving someone else's car, you may end up being liable for part of the other party's claim!
Many different factors can affect your car insurance. Of course you can also use some of these variables to reduce your car insurance premiums with a little planning. Read on.
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